Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.
How will you make an impact in this role?
This position is part of the US Consumer Charge FUW, Rev Code and Spend Enablement team, and will be primarily responsible for Financial Underwriting for US Consumer Charge portfolio. Consumer PFG is a growing function with the objective to manage high exposure on charge cards to minimize incremental high balance WO loss while also ensuring a smoother customer experience for premium charge customers, and this position plays a key role as part of a dynamic team to manage our Consumer FUW strategies including PFG, Re-UW, RLI and FUW RLA.
Some of the key responsibilities for the role include:-
Collaborate closely with functional and servicing partners to profitably manage and maximize customer relationships
Ensure operational excellence and compliance with regulatory, audit and oversight requirements
Minimum Qualifications
Advanced degree in statistics, econometrics, operations research, mathematics, computer science, engineering, or a related quantitative field of study
Preferred Qualifications
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window:
The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
...Personal Stylist Eberjey is looking for a highly motivated and energetic personal stylists to join our dynamic retail team. We are seeking positive brand representatives who are committed to offering the highest level of customer service by creating memorable shopping...
...seeking a forward-thinking Transportation Manager to lead the citys traffic engineering and transportation planning efforts. This role... ...required. Technical knowledge of traffic operations, traffic control, and transportation networks is required. Must possess a valid...
...hospitality company in Montgomery, Alabama is hiring housekeepers for full-time and part-time roles.... ...balance and professional growth. A high school equivalency is required, but no prior experience in cleaning is necessary.#J-18808-Ljbffr Drury Hotels Company, LLC
...drainage, construction staging, maintenance, and protection of traffic, access design, and right-of-way coordination. This role includes... ..., safety improvements, utility coordination, and traffic control staging Provide technical quality assurance and quality control...
...Window Cleaning PositionAre you a self-starter looking for a career, not just a job? We are looking for reliable individuals with excellent customer service. We service commercial and residential windows in the Spring, Conroe, Willis, Humble, Kingwood, Atascocita, New...